People say they have ‘no time’ or are constantly under pressure due to time constraints and work, this simply isn’t true, what does happen is that we fall prey to bad habits that destroy the time we have to work to our best ability. A good example is the need…

Property funds are not the problem, Central banks and Governments are. It’s a common misperception that property funds are ‘driving up the prices of housing’, to make this analogy all you need is some housing dysfunction and at least one property fund to purchase anything and it’s game, set and…

It’s interesting that an existing 100% waiver on taxation for downsizing isn’t part of the national conversation already. The relief referred to as ‘PPR relief’ (principle private residence) means you pay no capital gains tax (CGT) when you sell your family home, so if you bought a house for £10,000…

Playing to your strengths comes to most of us intuitively, but how do you play to your weaknesses to improve? Life tends not to get easier, rather you get tougher and better able to deal with the problems it throws at you. A key element of getting strong is to…

There is a new way of viewing data for the purpose of underwriting. In the past, an underwriter would receive documents, and they would have to analyze them, check the integrity of the documents and the information in them and come to a determination on whether or not to offer…

‘Big ideas’ are important — but sometimes the trick is to simply concentrate on your customers continuously and they will actually give you the gains that you are seeking as you build out a solution. In onlineapplication.io we build mortgage and insurance solutions for brokers, banks and life companies, while…

You might think you are rational, pro-tip: you aren’t. Most of us couldn’t make a highly rational choice if we wanted to, here’s an example… Imagine that when you woke up today that instead of where ever you’d normally sleep, you woke up on the floor of a room with…

We all know about ‘dev ops’ but there is also a branch of the business which we refer to in our firm as ‘davv ops’. This stands for ‘Detection, Authentication, Validation and Verification’ operations and covers the wide ground of dealing with data after it has been received and putting…